Rates & Insurance
Affordable Therapy & Insurance Coverage in Missouri
We believe that mental health care should be accessible and affordable. Whether you’re using insurance or private pay, we strive to provide transparent pricing and options to fit your financial needs.
Insurance Coverage for Therapy in Missouri
We are IN NETWORK with a variety of health insurance providers, making it easier for you to receive affordable mental health care in Springfield, MO, and throughout Missouri.
We currently accept:
✔ Aetna
✔ Ambetter
✔ Homestate Health
✔ Medicare
✔ Missouri Medicaid
✔ United Healthcare
✔ United Behavioral Health
✔ UMR | Optum Behavioral Health
🚨 Coming Soon: Anthem Blue Cross Blue Shield
If you don’t see your provider listed, contact us to discuss coverage options and out-of-network benefits.
Private Pay & Therapy Rates
For those without insurance or choosing private pay, we offer competitive rates for high-quality online and in-person therapy in Missouri:
🔹 Initial Intake Appointment: $200 (one-time fee)
🔹 Psychotherapy Session (38-50 minutes): $150
🔹 Missed Appointment (without 24-hour notice): $75
💡 Disclaimer: A full list of therapy rates and fees is available in our Informed Consent document. Please review this document carefully or contact us with any questions regarding costs.
Financial Assistance & Sliding Scale Therapy
We understand that financial hardship shouldn’t be a barrier to receiving care. We offer a limited number of "scholarship appointments" or reduced-rate sessions for those who qualify.
💡 Interested in a reduced-rate therapy session? Contact us today to check availability and discuss eligibility.
Get Started with Affordable Mental Health Care in Missouri
Whether you're looking for therapy covered by insurance or flexible payment options, we’re here to help. Reach out today to book your appointment and take the next step toward better mental health.
Why Choose Self-Pay for Therapy?
When seeking therapy in Missouri, many individuals prefer self-pay therapy over using insurance due to the flexibility, privacy, and control it offers. Here’s why self-pay may be the right choice for you:
Personalized Care Without Insurance Restrictions
Most health insurance providers require a mental health diagnosis to approve therapy coverage. This means your therapist must document and report progress based on the insurance company’s requirements—not necessarily your personal goals.
Many of our clients seek therapy to:
✔ Improve relationships
✔ Develop coping skills
✔ Navigate life transitions
✔ Reduce stress and anxiety
✔ Enhance personal growth
With self-pay therapy, your sessions focus entirely on your needs, not an insurance company’s criteria.
More Freedom to Choose Your Therapist
Insurance plans often limit your options to in-network providers, which may not be the best fit for you. By choosing self-pay therapy, you gain:
✅ The ability to select a therapist who aligns with your needs
✅ Greater flexibility in scheduling appointments
✅ Unrestricted access to specialized therapy services
Enhanced Privacy & Confidentiality
Choosing private pay therapy means your health information remains completely confidential. Unlike insurance-based therapy, where documentation must be shared with your provider, self-pay offers:
🔒 No mandatory diagnosis on medical records
🔒 No risk of a pre-existing condition affecting future coverage
🔒 Protection from potential legal or employment concerns
Some clients worry that using insurance for mental health care could impact custody cases, divorce proceedings, or job opportunities. With self-pay, only you and your therapist know you’re in therapy—unless you choose to disclose it or legal action requires it.
Invest in Your Mental Health with Flexible, Confidential Therapy
Self-pay therapy ensures that your treatment is goal-oriented, private, and tailored to you. If you’re looking for personalized therapy in Springfield, MO, or anywhere in Missouri, we’re here to help.
💡 Have questions about self-pay therapy? Contact us today to learn more or schedule your first session.
Payment & Cancellation Policy for Therapy Services in Missouri
We strive to provide accessible and flexible mental health care while maintaining a fair and transparent payment process.
Accepted Payment Methods
Payments are due at the time of service, including copayments, coinsurance, and deductible payments. We accept:
✔ Major credit & debit cards
✔ Cash payments
For clients seeking affordable therapy in Missouri, we also offer self-pay and reduced-rate options for those who qualify.
Cancellation & No-Show Policy
We understand that unexpected circumstances arise. However, to ensure availability for all clients, we have a 24-hour cancellation policy in place.
🚨 Late Cancellation:
A late cancellation is any appointment canceled within 24 hours of the scheduled time. Clients are welcome to reschedule (pending provider approval), but rescheduling does not exempt them from the cancellation fee.
🚨 No-Show Policy:
A no-show occurs when a client misses a scheduled appointment without prior notice. A fee may apply for missed appointments or late cancellations.
📌 Important: A full list of fees is available in our Informed Consent document. Please review this carefully or contact us with any questions.
Questions About Payment or Fees?
If you have any concerns regarding therapy costs, insurance, or financial assistance, we’re happy to discuss your options. Contact us today to learn more!ed consent will be available to you and is required prior to you engaging in mental health services.